Credit Reports
If you are trying to get a loan or a new credit card, you may be interested in your credit score. It's a good idea to check your credit score once in a while to make sure that all the information is correct.
Those interested in looking at their credit report only once in a while have the right to request a free report from each of the three agencies (Equifax, Experian, and TransUnion) every 12 months. Read about the Fair Credit Reporting Act.
If you are planning on checking your score, there are a number of services to choose from that offer credit monitoring. Many have a 30-free trial.
Credit Monitoring
Equifax ScoreWatchT- Continuous score monitoring and notification when a change in your FICOŽ score impacts the interest rate you are likely to receive
- Detailed explanations for key score changes and specific tips for understanding your score
- Daily monitoring of your Equifax Credit Report with email notification of key changes (email / wireless alerts)
- Two Free Score PowerŽ reports, plus discounts on additional Score PowerŽ reports
- Detailed "Bottom Line" of what your most current score means, comparison with national averages, and a graph of how lenders view you
- Access to friendly and knowledgeable Customer Care available 7 days a week
- Learn More
- Detailed explanations for key score changes and specific tips for understanding your score
*Although we try to maintain the offers up to date, credit card offer details change frequently. Please read the terms of your credit card application carefully when applying. We are not responsible for the card choices made by a user and for any errors.