Low Interest Credit Cards

Low rate credit cards with low APR can save you money if you carry a credit card balance. Many issuers offer cards for an introductory 0% APR and then determine the ongoing APR based on their review of your credit history.

Blue from American Express®: No Annual Fee; 0% APR for up to 15 months; Membership Rewards Express program; More Details; Apply Now

This card offers one of the longest low interest introductory periods to qualified borrowers. It has no annual fee and lets you earn reward points towards free travel and gift cards. If you are trasfering a balance, you get a low interest rate on the balance transfer for the life of the balance.

Chase Platinum Visa® Card: 0% Intro APR for up to 12 months; The time period for the introductory APR and the balances to which it will apply will be based on the issuer's review of your application and credit history; No Annual Fee; More Details; Apply Now

Enjoy low interest during the introductory period of this credit card to consolidate higher interest balances. The issuer determines your ongoing interest rate based on the review of your credit history. This low interest credit card lets you earn reward points.

Clear from American Express®: No annual fee, no late fees, no over-limit fees, no balance transfer fees, and no cash advance fees.; Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.; More Details; Apply Now

This credit card offers a low balance transfer APR and no balance transfer fees. You can also earn rewards for every $1 spent.

Chase Free Cash RewardsSM Visa® Card: No Annual Fee; Intro 0% Fixed APR for up to 12 months*; More Details; Apply Now

This card from Chase has an intro APR offer. The ongoing APR is determined after the issuer reviews your credit history (see their terms).

Blue Cash ® from American Express: No Annual Fee; Up to 5% Cash Back with Unlimited Cash Rewards; 0% Intro APR for 6 months; More Details; Apply Now

This credit card offers low instest on balace transfers for the life of the balance. It has no annual fee and lets you earn unlimited cash back on purchases.

Chase Platinum MasterCard®: 0% Intro APR for up to 12 months; The time period for the introductory APR and the balances to which it will apply will be based on the issuer's review of your application and credit history; No Annual Fee; More Details; Apply Now

Take advantage of platinum benefits and low introductory interest offer with this credit card from Chase.

Low Interest Credit Cards or Credit Cards with Low APR - What Are They?

A low rate credit card charges a lower interest (APR) than a higher interest rate credit card. Some low interest rate credit cards from major credit card issuers are listed above.

Low Interest Credit Card Tips

You should remember that when you are looking at low interest credit cards in many cases credit cards with low APR offer low introductory rates. Therefore, to attract new borrowers, credit card issuers sometimes offer 0% balance transfer APR for the initial period, called the introductory period. Be sure to check and see what the terms are on the offered low interest credit card.

Shopping around and finding the best low interest credit card (with low APR) can save you money in the long run, especially if you carry a monthly credit card balance.

Usually the major benefit of low interest credit cards is simply the fact that they comes with a low APR. However, there are some credit cards that will also add other benefits, such as travel rewards.

*Although we try to maintain the offers up to date, credit card offer details change frequently. Please read the terms of your credit card application carefully when applying. We are not responsible for the card choices made by a user and for any errors.