Business Credit Card News
⇒ Business Rewards⇒ Instant Approval Credit Cards for Small Business
Small Business Credit Cards
Business owners can save money with different credit cards that meet a particular need. Whether you are looking for travel rewards or cash back, these offers below a great place to start.
Business Gold Rewards Card from OPENSM the small business team- Points have no expiration date
- Fee-free for the first year - a savings of $125
- No pre-set spending limit* and no finance charges
- Discounts with FedEx, Delta®, Courtyard by Marriott®, and more
- More Details
- Apply Now
- Fee-free for the first year - a savings of $125
Starwood Preferred Guest® Business Credit Card from American Express- Fee-free for your first year; $30 each year thereafter.
- Earn 1 Starpoint for virtually every dollar you spend on the Card and double Starpoints at participating Starwood hotels and resorts
- More Details
- Apply Now
- Earn 1 Starpoint for virtually every dollar you spend on the Card and double Starpoints at participating Starwood hotels and resorts
Advanta Platinum BusinessCard- 0% APR for 16 Months on Balance Transfers, 7.99% Fixed APR thereafter
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back or Travel Rewards
- No Annual Fee and No Limit on Earnings
- More Details
- Apply Now
- 7.99% Variable APR on Purchases
The Chase Business Rebate Card- 3% Cash Back for eligible purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores
- 1% Cash Back on all other purchases
- 0% Intro APR for up to 12 Months*
- No Annual Fee
- Great deals on computer equipment, car rentals, hotel rooms and more with the Visa® Business Partner Advantage
- More Details
- Apply Now
- 1% Cash Back on all other purchases
Discover® Business Card- No Annual Fee
- 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
- 5% Cashback Bonus® on office supplies*
- 2% Cashback Bonus® on gas*
- Up to 1% Cashback Bonus® on all other purchases*
- Earn 5 to 20% Cashback Bonus at top retailers through Discover's exclusive online shopping site
- More Details
- Apply Now
- 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
American Express SimplyCashSM Business Card- Cash back is automatically credited to the statement each month
- 0% introductory APR for the first 12 months
- No fee with the flexibility to pay in full or carry a balance
- More Details
- Apply Now
- 0% introductory APR for the first 12 months
Advanta Life-of-Balance Platinum Card- .99% Fixed APR for Life on balances transferred within 3 months
- Choice of 6% Cash Back or Travel Rewards
- No Annual Fee and No Limit on Earnings
- More Details
- Apply Now
- Choice of 6% Cash Back or Travel Rewards
Blue Cash ® from American Express- No Annual Fee
- Up to 5% Cash Back with Unlimited Cash Rewards
- 0% Intro APR for 6 months
- More Details
- Apply Now
- Up to 5% Cash Back with Unlimited Cash Rewards
Platinum Business FreedomPass® Credit Card from OPENSM the small business team- Earn 1 point for every dollar you spend
- Redeem for savings on any flight, hotel, car rental or cruise
- No annual fee and the option to pay over time or pay in full
- More Details
- Apply Now
- Redeem for savings on any flight, hotel, car rental or cruise
Advanta Platinum BusinessCard with Rewards- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter
- Choice of 5% Cash Back or Travel Rewards
- No Annual Fee and No Limit on Earnings
- $0 Fraud Liability
- Personalized card -- your company name on the top of the card
- More Details
- Apply Now
- Choice of 5% Cash Back or Travel Rewards
Platinum Business Credit Card from OPENSM The Small Business Team- No annual fee
- 0% Intro APR for Purchases
- Option to Enroll in Fee-Free Rewards Program
- More Details
- Apply Now
- 0% Intro APR for Purchases
Advanta Platinum Business Custom Card- 0% APR for 15 months on Balance Transfers, 7.99% Fixed APR thereafter
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back or Travel Rewards
- No Annual Fee and No Limit on Earnings
- $0 Fraud Liability
- No Tax ID required for application
- Build Business Credit with the Advanta BusinessCard
- More Details
- Apply Now
- 7.99% Variable APR on Purchases
Business Credit Cards with Airline Rewards
Although many of the business credit cards listed above let you earn points towards air travel, here are some cards designed specifically with airline rewards programs in mind.
Gold Delta SkyMiles ® Credit Card- 15,000 bonus miles after first purchase
- First Year Fee-Free, $85 thereafter
- One mile for every other eligible dollar spent
- More Details
- Apply Now
- First Year Fee-Free, $85 thereafter
JetBlue Business Credit Card from American Express- Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased directly from JetBlue, using your Card*
- 50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase*
- Double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more*
- Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*
- More Details
- Apply Now
- 50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase*
Business Green Rewards Card from OPENSM The Small Business Team- Receive 5,000 bonus points on your first purchase
- No preset spending limit* or finance charges
- Fee-free for the first year – a $95 savings
- More Details
- Apply Now
- No preset spending limit* or finance charges
Any business can benefit from using a business credit card. Whether you want to be able to better control employee spending, or you are interested in having your small business accumulate mileage reward points or get cash back, you should look into applying for a business credit card. Several credit card issuers, such as some major ones listed below, offer business credit cards.
Business credit card issuers offer several types of business credit cards. You can use accumulated reward points for free travel, merchandise, or as an employee incentive.
There are also cash back business credit cards that let you save on your purchases with the small business credit card. Often credit card issuers, such as American Express (r) partner with other companies to offer you savings on shipping and other benefits. Be sure to look at any partnerships or special offers that the credit card companies may be offering and choose the ones that make the most financial sense for your business.
If you like, you can fill out your small business credit card application online. The credit card issuer then processes the application, sometimes with instant credit card approval online. If you are approved, you will receive the new card in the mail.
*Although we try to maintain the offers up to date, credit card offer details change frequently. Please read the terms of your credit card application carefully when applying. We are not responsible for the card choices made by a user and for any errors.
