How to Choose the Best Reward Credit Card

Published on May 31, 2007 2:01 AM EST

Part 1: Airline Rewards

Nowadays there are so many reward credit cards to choose from...but how do you find the best one?

The first thing to understand about finding the best reward credit card is that every single person has a unique way they use their card. Because of so many different personal needs, issuers have come up with hundreds of different ways to reward you for choosing their card.

There are the usual factors to keep in mind when picking a new card such as APR, introductory rate, balance transfer fees and annual fee. But when you are you are trying to find the best reward credit card that works for you, the real search and compare begins.

Airline Miles Credit Cards

If you are a frequent flier, a good airline reward credit card may be a way to go. Many let you earn double points on their airline and some give you companion travel certificates, lounge passes, preferred check-in and boarding.

Gold Delta SkyMiles® Credit Card from American Express lets you learn Delta SkyMiles. It has no annual fee for the first year to let you try it and see if you like it. That's a good thing because the card will set you back $85 each year thereafter, so it's important that you get what you need from the card. The bonus miles you get for signing up will get you a step closer to free flights and upgrades. Amex offers instant online approval to those who qualify.

Gold Delta SkyMiles ® Credit Card: 15,000 bonus miles after first purchase; First Year Fee-Free, $85 thereafter; One mile for every other eligible dollar spent; More Details; Apply Now

The US Airways® Visa® Signature, issued by the Bank of America, lets you earn miles fast, however, it costs $90 per year. The bonus miles bring you close to earning a free flight and the $99 companion ticket certificate makes it easy to bring the family along on a trip. A great perk that comes with this airline miles credit card is Preferred check-in and preferred boarding.

United Mileage Plus® Signature Visa® Card: 20,000 Bonus Miles; One-way, 1,000 mile, One-class Upgrade Certificate; $25 United Discount Travel Certificate after first purchase; $60 annual fee; More Details; Apply Now

Get bonus miles when you open your account and periodicaly receive discount travel certificated with this reward credit card from Chase.

Browse more credit cards that let you earn airline miles.

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*Although we try to maintain the offers up to date, credit card offer details change frequently. Please read the terms of your credit card application carefully when applying. We are not responsible for the card choices made by a user and for any errors.