Applying For a Credit Card Online

Published on November 2, 2006 5:49 PM EST

If you decide to apply for a credit card online, the process is often faster than through the traditional paper method. Many credit card issuers allow you to fill out an online application and transmit it through a secure connection to their credit department.

At the time this article was published, Orchard Bank® was offering a rush processing option allowing consumers to receive a new card in 3 days.

After your application is submitted, the issuer usually takes some time to review your application. Not always, though. Several credit cards give you instant response online, depending on whether or not the credit card issuer is able to access your credit history file.

Once your application is reviewed, you get a response to let you know whether you have been approved. If you get approved, you receive the new credit card in the mail. If you do not get approved, you can call up the credit card company any find out why. You should also request your credit report to make sure that it contains no mistakes.

Credit Cards News

American Express Travel Now Offers Smithsonian Journeys
PayPal and Equifax Team Up to offer Credit Monitoring
The Fair Credit Reporting Act Lets you Get a Free Credit Report
Tips For Maximizing Credit Card Rewards
When you need your credit card fast
Costco and Amex for small business update
Do you want to learn more about credit card fees and legalese? Try these web sites.
10 Tips for Choosing the Best Travel Rewards Credit Card
Instant Approval Credit Cards from Amex
Vending Machines to Accept MasterCard Credit Cards
MasterCard Launches a Limited Edition Wrist Watch in Europe
Sports Fans can pay faster with MasterCard PayPass
Instant Approval Credit Cards ... What are they?
Visa Launches College Student Credit Card Education Program
Allowance calculator for parents and children
Instant Approval Credit Cards for Small Business
10 Student Credit Card Tips for Summer

*Although we try to maintain the offers up to date, credit card offer details change frequently. Please read the terms of your credit card application carefully when applying. We are not responsible for the card choices made by a user and for any errors.