The Fair Credit Reporting Act Entitles Consumers to One Free Credit Report Per Year

Published on December 12, 2006 10:35 AM EST

A credit report is an important collection of information about you, including your home address, employment history, credit history and other data that are used when you apply for a loan.

According to the Fair Credit Reporting Act (FCRA), consumers are entitled to receive a free copy of their credit report once every 12 months from each of the credit agencies - Equifax, Experian, and TransUnion.

The free report can be obtained from www.annualcreditreport.com.

For more information, visit the Federal Trade Commission (FTC) web site at http://www.ftc.gov/bcp/conline/edcams/credit/ycr_free_reports.htm.

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