Rewards Credit Card: Bank of America World MasterCard® with WorldPoints™

This MasterCard credit card with rewards lets you earn points on every dollar spent on purchases and redeem them for cash, travel, dining and other services.

Bank of America World MasterCard® with WorldPoints™: 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.; Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.; No Annual Fee; Card issued by FIA Card Services, NA.; Apply Now

This rewards credit card also features a low intro APR on balance transfers and online account access and Points management. There is a balance transfer fee, so be sure to read the issuer's Terms carefully.

Card holders get access to the MyConciergeSM service, a unique personal assistance service, and receive Absolute Fraud Protection.

To qualify for this Visa rewards credit card, applicants need a Total Household Income of $15,000 or greater and a credit history clear of bankruptcies and seriously delinquent accounts.

For those who prefer Visa to MasterCard, there is a Visa card which is very similar in features to this card: the Bank of America Visa Signature® WorldPoints™ Rewards.

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*Although we try to maintain the offers up to date, credit card offer details change frequently. Please read the terms of your credit card application carefully when applying. We are not responsible for the card choices made by a user and for any errors.