Cash Back Credit Card: Efectiva™ Platinum Plus® Visa®

Earn cash back with this credit card. There is an intro APR on purchases and balance transfers as well as no fees on balance transfers. This card offers bilingual communication and services in Spanish and English.

Efectiva™ Platinum Plus® Visa®: Earn points towards cash back; 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 billing cycles.; Earn 5 bonus points with your first purchase; Bilingual communications and services in English or Spanish; No annual fee; Card issued by FIA Card Services, N.A.; Apply Now

Earn points towards cash back with the card. Card holders earn 1 point for every $100 in net monthly purchases. Every point is a $1 cash back (up to $600 annually on monthly purchases and balance transfers).

There is a bunus of 5 points on the first purchase, and a 5 points bunus for every $2,500 in net monthly balance transfers from non-FIA Card Services accounts.

Points are good for 4 calendar years. Cash back rewards can be received with 25 points. 25 points equal $25 cash back in the form of a check sent to you. You can redeem your points online, saving time.

The cash back card from Bank of America comes with platinum benefits which includes Total Security Protection®, Travel and emergency assistance and Additional cards at no extra charge.

Bank of America Credit Cards

Alaska Airlines Visa® Signature Credit Card
Anne Geddes Platinum Visa® Card
Asiana Visa® Platinum Plus® Card
Bank of America Rewards™ American Express® Card
Bank of America Student Visa® Platinum Plus®
Visa Signature® WorldPoints™ Rewards
World MasterCard® with WorldPoints™
WorldPoints™ Platinum Plus® MasterCard®
BoatU.S.™ Platinum Plus® Visa® Card
Choice Privileges® Visa® Card
Efectiva™ Platinum Plus® Visa®
Financial Rewards® Visa® Platinum Plus® Card
Hawaiian Airlines® Visa ® Platinum
Make-A-Wish® Platinum Visa®
Mexicana® Airlines Visa®
MilesEdge® Card
Money Return® Visa® Platinum Plus®
Pet Rewards™ Platinum Plus Visa®
Bank of America® Platinum Plus® Visa® Card
TripRewards® MasterCard®
US Airways® Visa® Signature

*Although we try to maintain the offers up to date, credit card offer details change frequently. Please read the terms of your credit card application carefully when applying. We are not responsible for the card choices made by a user and for any errors.